Clear your debt review status, restore your financial freedom

We help South Africans remove the “under debt review” flag the legal way—step-by-step, NCR-compliant, and supported by a friendly team.

See how it works Check if I qualify

Why Consumer Clear

We follow the National Credit Act process and keep you updated at every step.

Digital document upload and simple check-ins keep things moving quickly.

Portfolio managers handle distributions and monthly statements so you can breathe.

We review your income, expenses, debts, ID and court order status to confirm the right path forward.

You supply paid-up letters, proof of payments, court order (if any), ID, proof of income, and credit report.

If no court order exists, a debt counsellor issues Form 17.2 to notify credit providers of your status.

Through a registered counsellor or PDA, your debts are restructured or confirmed in order.

If a court order exists, we apply for rescission or prove you can meet obligations and file Form 17.W.

All balances under review plus Consumer Clear’s legal and admin fees must be settled in full.

A registered debt counsellor issues your clearance certificate once all obligations are satisfied.

We submit Form 17.W so the NCR and credit bureaus officially remove the debt review flag.

Your credit reports are checked to confirm the flag has been removed and accounts show as paid-up.

You receive final confirmation that the debt review flag is removed and your profile is restored.

View full process